Terms and Conditions

Last updated: August 14, 2025

Acceptance of Terms

By accessing and using the Durelinthavosq website and consultation services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations

These terms constitute a legally binding agreement between you and Durelinthavosq

Definitions

For the purposes of these Terms and Conditions, the following definitions apply

  • Service: Refers to the financial planning consultation services provided by Durelinthavosq
  • User or Client: Any individual who accesses or uses our website or consultation services
  • Content: All information, materials, and resources available through our website and services
  • Company: Durelinthavosq, the provider of the consultation services

Description of Services

Durelinthavosq provides financial planning consultation services including analytical reviews, personalized discussions, and guidance regarding financial matters. Our services are consultative in nature and do not include direct management of client funds.

Services are provided subject to availability and our acceptance of your consultation request

User Responsibilities

As a user of our services, you agree to

  • • Provide accurate and complete information during consultations
  • • Use our services in accordance with applicable laws and regulations
  • • Respect the intellectual property rights of Durelinthavosq and third parties
  • • Maintain the confidentiality of any login credentials or account information
  • • Notify us promptly of any changes to your contact information or circumstances

Prohibited Uses

You may not use our services for any of the following purposes

  • • Any unlawful purpose or to solicit unlawful activity
  • • Transmitting viruses, malware, or other harmful computer code
  • • Attempting to gain unauthorized access to our systems or networks
  • • Interfering with or disrupting our services or servers
  • • Impersonating another person or entity
  • • Collecting personal information about other users without consent

Intellectual Property Rights

All content, materials, and resources provided through our website and services are protected by copyright, trademark, and other intellectual property laws. Durelinthavosq retains all rights to its proprietary content and methodologies.

We grant you a limited, non-exclusive license to access and use our services for personal consultation purposes only

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the collection and use of information as described in our Privacy Policy. Privacy Policy.

Payment Terms

The following payment terms apply to our consultation services

  • • Subscription fees are charged monthly in advance at CAD $250 per month
  • • All fees are inclusive of applicable taxes including HST/GST where required
  • • Payment is due upon subscription activation and monthly thereafter
  • • Representative APR varies based on payment method; no additional interest charges apply to monthly subscriptions

Service Disclaimers

Our consultation services are provided for informational purposes and should not be considered as professional financial advice. You are responsible for making your own financial decisions based on your personal circumstances.

We provide our services "as is" without warranties of any kind, either express or implied

Limitation of Liability

Our liability is limited to the maximum extent permitted by Canadian law. In no event shall our liability exceed the amount paid for services in the preceding 12 months.

We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services

User Indemnification

You agree to indemnify and hold Durelinthavosq harmless from any claims arising from your use of our services or violation of these terms

Dispute Resolution

Any disputes arising from these terms or our services will be resolved through the following mechanisms

Arbitration Process

Disputes may be resolved through binding arbitration in accordance with Canadian arbitration rules

Arbitration proceedings will be conducted in English in the province where our services are provided

EU Online Dispute Resolution

EU residents may access the Online Dispute Resolution platform for certain types of disputes

Access ODR Platform: https://ec.europa.eu/consumers/odr

Termination

Either party may terminate the service agreement with 30 days written notice. We reserve the right to suspend or terminate services immediately for violation of these terms.

Upon termination, your access to consultation services will cease, though these terms will continue to apply to any outstanding obligations

Governing Law

These terms are governed by the laws of Canada and the province or territory where services are provided, without regard to conflict of law principles

Severability

If any provision of these terms is found unenforceable, the remaining provisions will remain in full effect

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Durelinthavosq regarding our services

Changes to Terms

We may modify these terms at any time by posting updated terms on our website. Changes become effective 30 days after posting unless otherwise specified.

Continued use of our services after changes constitutes acceptance of the modified terms

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided in our contact section

Email: info@durelinthavosq.com

Phone: +1 604 979 96 32

Address: 225 The East Mall, Toronto, ON